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ARRIVE AND SETTLE 
HOUSING

There are different types of housing in Manitoba. Reading this section will help you find an affordable home for yourself or your family.



Newcomer's Guide to Housing

cmhc housing This guide from the government agency Canada Mortgage and Housing is published in eight languages. It gives all the information you need about housing - renting an apartment, buying a home, looking after your home.


Finding a home

When you are looking for a place to live consider neighbourhood qualities - the location of schools, shopping, buses, safety, recreational and community services. Housing costs vary by neighbourhood, with the inner-city generally the cheapest.

Find a place to rent or buy in the classified ad section of the Winnipeg Free Press (or major newspaper in your rural area), or in the Home Renters Guide (hometrader.ca) or other free publications found in news stands at banks and stores. Or try this online services:

As well as apartments and houses, renting a room in a private house or rooming house is most often the cheapest place to live but you may have to share a bathroom or kitchen with someone else.

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Rules for renting

When you rent a house or apartment you will have to give a "damage deposit" (generally half a month's rent) and sign a "lease." A lease is a binding, legal agreement between you and the landlord (the building owner or manager). It says how much the rent is, how long you agree to stay, and other conditions. Most leases are for one year. If you "break" your lease by leaving before the end you may be responsible for remaining rent.

You should inspect your house or apartment before signing your lease to ensure your landlord does not later charge you for damage that was already there. It is very important that you understand the lease before you sign. If you have questions - or if your landlord does not fulfill the responsibilities specified in the lease, contact the provincial government department Residential Tenancies Branch.

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Buying a home


Need help?

You can look for and buy a house or condo on your own (use the websites above) or with the assistance of a real estate agent. (A condo, or condominium, is a house or apartment that you own but share the cost of common areas with others.) Agents (realtors) are listed in the Yellow Pages under Real Estate. They show you homes. They do not charge a fee, but instead are paid a percentage of the house's sale price.

Negotiate purchase terms

Purchase price is always negotiated between the sellor and the buyer. Fridge, stove, drapes, etc. may be included in the sale price. You may want a home inspection before buying. You can negotiate the date to move in. Once you and the owner agree on a price, you or your agent writes an Offer to Purchase. It is a legal and binding contract that specifies price and other conditions of sale.

Mortgages

Most people borrow the money from a bank or credit union. Mortgage lenders have different interest rates on repayment terms. You can "shop around" for the best mortgage.

New Journey Housing

New Journey is a non-profit organization that helps New Manitobans who have been here for at least three years and and:
● want to buy their first home or need to find a rental home
● need information about home maintenance
● need to learn about their rights and responsibilities as a tenant

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Property taxes

Homeowners must pay property taxes each year. The amount depends on the type of home, location and the size of the lot. You can choose to pay your taxes by month. Winnipeg Tax Installment Payment Plan (TIPP) or phone 204-986-2161.

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Utilities

All homes are supplied with utilities - electricity and, in most cases, natural gas (Manitoba Hydro), and water & waste service (City of Winnipeg). Residents must pay for these utilities. For rentors some costs may be included in your rent.

When you move into your home phone Hydro at 480-5900, so they can measure the amount of electricity (and gas) you use. They will send you a monthly bill. For Winnipeg water & waste department phone 986-5858.

Note that all but old houses are heated with gas or electricity; with Manitoba's cold winters heating cost can be substantial. (We call electricity "hydro" because it is generated at hydro-electric dams on some of Manitoba's many rivers.)

Water service and sewer systems travel through underground pipelines to homes and buildings in all Manitoba cities and many towns. Most apartment renters are not billed separately for the water they use. However if you rent or own a house, you will receive a bill for the amount of water you use plus a sewer charge. Your bill could arrive monthly or quarterly.

Houses in some rural districts have an underground water cistern for the water supply and an underground septic tank for sewage. In this case, you must contact local suppliers to have water brought to your home by truck and to have the sewage pumped out of your septic tank and taken away. You will find lists of suppliers in your local telephone directory or from the local municipal office.

Garbage and recycling

The city picks up your recycling and garbage without charge.Internet
Home Internet is a paid service. The main service providers are Shaw Cable and MTS. You can use a computer and get on the Internet for free at public libraries and other locations. Find free Internet access

Home phone

Home phone service can be obtained from MTS or from Shaw Cable.

Cell phone

The main cellular phone providers are MTS, Rogers and Telus. Cell is a separate service from your home phone. Be careful to check all terms and conditions before you sign a contract for service as airtime, texting and other fees can result in an unexpectedly high monthly bill.

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